How far back does credit checks go back into your credit history?
Most financial institutions will search back about 6 years - or rather, this is the approximate length of time a negative line on your credit report will stay active.
http://askville.amazon.com/back-credit-checks-history/AnswerViewer.do?requestId=8931765

Home Affordable Refinance

Is the 7 years on your credit report figured from the date opened date ...
Answer. The 7 years begins on the date of last activity. THE CORRECT ANSWER TO THIS QUESTION IS.....THE 7 YEAR REPORTING PERIOD STARTS FROM .
http://wiki.answers.com/Q/Is_the_7_years_on_your_credit_report_figured_from_the_date_opened_date_closed_last_activity_or_the_last_update_to_credit_report

Personal Solutions Credit Reports - Credit History
search free credit report free credit reports for veterans credit rating Broken Arrow free credit score report online credit check Temecula how many years on credit .
http://www.susanweinernutrition.com/forms/

How long can bad credit remain on your credit reports?
-A consumer credit report shall not include any adverse information concerning a consumer antedating the report by more than 10 years or that otherwise is .
http://carreonandassociates.com/articles/reportingtime.htm

Highlights

• do bad credit reports automatically come off after 7 years? | Credit ...
  The credit items that are negative on your account, the tradelines, have to come off your credit report after 7 years from the start of the Original debt its for, or the .
  http://www.creditkarma.com/question/do-bad-credit-reports-automatically-come-off-after-7-years

• A solution for borrowers with LTVs above 80 percent who currently may not be able to refinance because of existing MI coverage requirements

• Debts older than seven years should not return to your credit report
  Feb 19, 2010 . Dear KSE,. No. Federal law requires the lender to report the original delinquency date of the account that led to charge off and any subsequent .
  http://www.experian.com/ask-experian/20100219-debts-older-than-seven-years-should-not-return-to-your-credit-report.html

Home Affordable Modification

How long will it be on my credit report?
Negative information stays on your report for 7 years from the original delinquency date. Then it is automatically deleted by the credit reporting agencies.
http://onestopcreditreport.com/how_long_on_my_credit_report/

Bad Marks Stay On Your Credit Report For Seven Years ...
Jan 10, 2011 . According to the Fair Credit Reporting Act (FCRA), most negative information about your debts and failure to pay on time what you owe stays on .
http://www.creditscore.net/bad-marks-stay-on-your-credit-report-for-seven-years/

• Are not subject to a Fannie Mae's credit loss guarantee; and

• Grab Your Free Once-a-Year Credit Report Before the Year's End
  Dec 6, 2011 . Don't be part of the 96% of people who don't claim their free credit reports. Grab yours today as part of some year-end financial housekeeping .
  http://lifehacker.com/5865540/grab-your-free-once+a+year-credit-report-before-the-years-end

How to get your free credit report
Jun 18, 2004 . All Americans are entitled to a free credit report every year, from each of the three major credit bureaus. The free credit reports, which used to .
http://www.bankrate.com/finance/credit-debt/how-to-get-your-free-credit-report.aspx

10 Things That Appear on Your Credit Report
Open and closed accounts will both appear on your credit report, except negative , closed accounts that are older than seven years. Accounts that were closed in .
http://credit.about.com/od/creditreportscoring/tp/information-on-credit-report.htm

Second Lien Modification Program (2MP)

Free Annual Credit Report - Get your free credit report online - Equifax
A credit report does not include information about your checking or savings accounts, bankruptcies that are more than 10 years old, charged-off debts or debts .
http://www.equifax.com/answers/request-free-credit-report/en_cp

Credit Reports | Colorado State Attorney General
Most negative information stays on your credit report for 7 years from the delinquency date. Bankruptcies (Chapter 7 and 11) remain on credit reports for 10 .
http://www.coloradoattorneygeneral.gov/departments/consumer_protection/uccc_cab/uccc/credit_reports

When Do Negative References Get Removed From Your Credit ...
Inquiries / Two Years – Anytime your credit report is pulled at your request, an inquiry is placed on your credit report. An inquiry here or there is no big deal, .
http://www.doughroller.net/credit/when-negative-references-removed-credit-report/

Managing Debt
I owe a considerable sum to credit card companies, and I haven't made any payments in about five years. My credit report says my accounts are "charged off," .
http://www.suzeorman.com/igsbase/igstemplate.cfm?SRC=MD012&SRCN=aoedetails&GnavID=84&SnavID=20&TnavID&AreasofExpertiseID=19

When Does Old Debt Fall Off Credit Report? | Bankrate.com
Jan 23, 2012 . Checking your credit reports is the best way to see if old debts are still . negative items must be removed from your credit report seven years .
http://www.bankrate.com/finance/debt/old-debt-fall-credit-report.aspx

Is Unpaid Credit Card Debt Still Valid After Seven Years?
Apr 22, 2011 . If you default on a credit card debt, the late pays and charge off from the default will stay on your credit report for 7 years. What about the debt?
http://www.creditinfocenter.com/wordpress/2011/04/22/is-unpaid-credit-card-debt-still-valid-after-seven-years/