Credit score (United States) - Wikipedia, the free encyclopedia
1.1.1 Makeup of the FICO score; 1.1.2 FICO score range; 1.1.3 NextGen . If the first credit card company raises the limit to $2,000; the ratio lowers to 30 percent; . exhibiting a negative skewed distribution with 60% of people falling between .
http://en.wikipedia.org/wiki/Credit_score_(United_States)

Home Affordable Refinance

More earning near-perfect credit scores- MSN Money
May 10, 2012 . Meanwhile, the number of people with the worst possible credit . The number of consumers in the top credit score range has reached its . the percentage of consumers with FICO scores in the 300-549 range -- nearly 15%.
http://money.msn.com/credit-rating/article.aspx?post=9b5fce11-1607-4743-889e-9cf3d988fbab

Credit Score Basics, Part 1: What's Behind Credit ... - TransUnion
It is not uncommon to hear people boast of excellent credit scores or anxiously . credit. But a 700 score on a range of 300 to 900 is more likely to represent 'B' quality credit. . high credit quality consumer has a PD of less than one percent and .
http://www.transunion.com/docs/rev/business/financialservices/VantageScore_CreditScoreBasics-Part1.pdf

Understanding Your Credit Score - CBS News
Feb 11, 2009 . Although most people realize their credit histories are chronicled in credit reports, 70 percent don't know that they also have a credit score. And .
http://www.cbsnews.com/2100-500200_162-551521.html

Highlights

• VantageScore credit score ranges at experian.com
  Score 900-90 - 16% of the population falls in this score range. Consumers in this group have credit scores that rank higher than 84 percent of U.S consumers.
  http://www.experian.com/live-credit-smart/vantage-score.html

• A solution for borrowers with LTVs above 80 percent who currently may not be able to refinance because of existing MI coverage requirements

• Credit Scores: More Americans Hit 800 or Above Credit Score ...
  May 14, 2012 . Although a slim majority — 53% — of people have credit scores of . scores in the 700 to 749 range fell to 15.5%, the lowest percentage ever.
  http://moneyland.time.com/2012/05/14/more-americans-have-fico-scores-of-800/

Home Affordable Modification

Average credit score
The real median average credit score (the one lenders use). Don't believe everything you read . Math myth on Wikipedia: Credit "utilization ratio" accounts for 30 percent of the FICO score . At 499 or lower, you rank in the lowest 2% on the scale. At 600, only 15% of the population have a lower score than yours. 723 is the .
http://www.creditscoring.com/average/

Identifying Credit-Worthy Consumers in - VantageScore
Additionally, with minimal available credit history, the Thin File population is . a high percentage of delinquent consumers in the lower score range deciles, .
http://vantagescore.com/research/underserved/

• Are not subject to a Fannie Mae's credit loss guarantee; and

• What is a Good Credit Score: 2012 Range, Credit Score Scale & Chart
  May 12, 2012 . View our Good Credit Score Range, Credit Score Chart and Scale. . in your credit report and how it compares to millions of other people's credit. . while it's not impossible to get credit, interest rates can exceed 10 percent.
  http://www.complexsearch.com/blog/what-is-a-good-credit-score/

Can You Hit A Perfect Credit Score?
Dec 14, 2010 . Everyone wants a great credit score, but few know exactly how to achieve perfection. . While many people strive to achieve the highest credit score possible, few will . Credit scores range from 300 to 850. . Thirty-percent of your credit score is based on credit use - the ratio of your debt to your credit limit.
http://www.investopedia.com/financial-edge/1210/Can-You-Hit-A-Perfect-Credit-Score.aspx

FICO Credit Scores
What this table helps you to understand is the percentage of the national population with credit scores in the ranges indicated. From this table you know that 27% .
http://www.money-zine.com/Financial-Planning/Debt-Consolidation/FICO-Credit-Scores/

Second Lien Modification Program (2MP)

Who Has An 850 Credit Score And How Do You Get One? - YouTube
May 8, 2009 . Credit scores, on the scale assigned by FICO, range from 300 to 850. . Less than 1 percent of the population has a credit score above 800, .
http://www.youtube.com/watch?v=6shm2JO8msg

Finally: Good news on credit scores - FICO score - MSN Money
Dec 30, 2011 . MSN Money credit-rating tips and articles. . But the bottom-scoring group is also smaller, by 2 million people, and about 2.8 million people are now scoring in the 550 to 640 range. Percentage of population with credit scores* .
http://money.msn.com/credit-rating/finally-good-news-on-credit-scores-weston.aspx

New Credit Score System Finds Many Borrowers Less Risky ...
Jul 11, 2012 . A Racial Legacy of the Subprime Crisis: Damaged Credit Scores Story . Overall, 70 percent of people have better credit under the new .
http://www.businessweek.com/articles/2012-07-10/new-credit-score-system-finds-many-borrowers-less-risky

What's the Lowest Credit Score I Can Have and Still Get a Loan ...
Feb 13, 2012 . Most credit scoring models range from 300 to 850. Here's a . Only 7 percent of the total US population is between 350 and 549. Just slightly .
http://shine.yahoo.com/work-money/whats-lowest-credit-score-still-loan-153400356.html

FICO launches new credit scoring system for mortgage lending ...
Aug 23, 2012 . Credit scoring company FICO has teamed up with data provider . "A significant portion of people moved up on the new credit score scale and did so . "For example, about 23 percent of persons with a credit score below 680 .
http://washingtonexaminer.com/fico-launches-new-credit-scoring-system-for-mortgage-lending/article/2505762

Your Credit Score Is a Ranking, Not a Score :: Yuliya Demyanyk ...
Nov 16, 2010 . With credit scores affecting so many important aspects of our lives, it's no wonder that people are concerned with improving their scores. . Factor affecting your FICO score. Portion of score (percent) . most harmful to their creditworthiness enter a scorecard with a lowest range of credit scores assigned to it.
http://www.clevelandfed.org/research/commentary/2010/2010-16.cfm