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Home Affordable Refinance Program (HARP) Enhancements

Credit Report Inquiries: How Credit Checks Affect Your Credit Score
Looking for new credit can equate with higher risk, but most credit scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within .
http://www.myfico.com/crediteducation/creditinquiries.aspx

Multiple credit pulls on the Ssme day.. same lender (loan, 2010 ...
Oct 5, 2011 . My husband and I applied/approved for a mortgage refinance in July. We didn't come to terms and the loan application was withdrawn.
http://www.city-data.com/forum/mortgages/1397473-multiple-credit-pulls-ssme-day-same.html

Do Credit Inquiries affect my credit score? | Mortgage Reference ...
However, if you are shopping for a mortgage or an auto loan, the credit repositories . However to many credit inquiries for high risk revolving accounts like .
http://www.brokeroutpost.com/reference/137688.htm


Fannie Mae Second Lien Modification Program

Multiple credit inquiries can lower FICO scores - Los Angeles Times
Jun 10, 2012 . Do multiple credit inquiries hurt FICO scores? . The FICO models, Huynh said, ignore all mortgage-related inquiries during the 30 days .
http://articles.latimes.com/2012/jun/10/business/la-fi-harney-20120610

Home Affordable Refinance

Do Credit Inquiries Hurt Your Credit Score? - The Mortgage Professor
But multiple inquiries can also result from loan applicants shopping for the best . I had a mortgage lender friend make a credit inquiry to obtain my score, then I .
http://www.mtgprofessor.com/a%20-%20credit%20issues/do_inquiries_hurt_your_credit.htm

How credit inquiries affect credit score
Feb 19, 2010 . Multiple inquiries generated when rate-shopping for a mortgage, auto or student loan are consolidated by credit scoring models when done .
http://www.bankrate.com/finance/credit-cards/how-credit-inquiries-affect-credit-score.aspx



Avoiding Multiple Hard Pulls On Your Credit Profile | Credit Report
Feb 16, 2011 . The new rule states that multiple auto or mortgage credit inquiries in any 14-day period will be counted as 1 inquiry. In other words, if the FICO .
http://www.moneyeconomics.com/Credit-Report/Avoiding-Multiple-Hard-Pulls-On-Your-Credit-Profile


Highlights

  • Have to keep getting our credit pulled? (loan, interest rate ...
    Jun 3, 2010 . multiple inquires for a mortgage within 30 days is supposed to count as 1 credit pull. I have heard mixed stories from credit experts as to the .
    http://www.city-data.com/forum/mortgages/994919-have-keep-getting-our-credit-pulled.html

  • A solution for borrowers with LTVs above 80 percent who currently may not be able to refinance because of existing MI coverage requirements
  • Mortgage inquiry won't hurt credit score
    Aug 15, 2007 . Multiple inquiries are accounted for in scoring . the score looks on your credit report for auto or mortgage inquiries older than 30 days. If it finds .
    http://www.bankrate.com/brm/news/DrDon/20070815_credit_score_inquiry_a1.asp

Home Affordable Modification

Do Mortgage Inquiries Affect Credit Score? | The Truth About ...
Oct 2, 2009 . Mortgage Q&A: “Do mortgage inquiries affect credit score? . for that perfect mortgage with multiple mortgage lenders or mortgage brokers over .
http://www.thetruthaboutmortgage.com/do-mortgage-inquiries-affect-credit-score/



Credit Inquiry FAQ
Learn how multiple credit inquiries or 'pulls' can affect your credit score. . so the bureaus consolidate all mortgage loan credit inquiries within a certain period .
http://www.lendingtree.com/credit-resources/advice/understanding-credit/credit-inquiry-faq/


  • Are not subject to a Fannie Mae's credit loss guarantee; and
  • How To Keep Your Credit Score High While Shopping For A Mortgage
    It's because having a mortgage company pull your credit is different from having Target do it. The credit bureaus say it plainly -- your credit scores won't drop .
    http://themortgagereports.com/413/credit-check-fico-mortgage-rates

Credit Score Tips - Mortgage Credit Scores - Credit Report Scores ...
Credit Scores Can Go Down if Multiple Credit Reports Are Pulled Pulling a mortgage credit report should not negatively impact your credit score, but there are .
http://www.englending.com/loan-resources/articles/seven-need-to-know-tips-about-your-credit-score.html



How Mortgage Inquiries Affect FICO Scores at Save ... - Credit Sesame
Jul 6, 2011 . Mortgage, auto and student loan inquiries are treated differently from all . As such, your credit reports could get loaded up with multiple credit .
http://www.creditsesame.com/blog/mortgage-inquiries-07062011/


Second Lien Modification Program (2MP)

Ask John - Inquiries 101 - How Applying for Credit Impacts Your ...
Everything you need to know about credit inquiries, including how to . Our research has concluded that you can lose as many as 55 points if you bomb in the . If an inquiry occurs because you applying for auto or mortgage credit (and yes, .
http://www.credit.com/rs/vol17.jsp


Soft Credit Pull vs. Hard Credit Pull: How Do They Affect My Credit?
There are so many situations that call for a credit pull, and sometimes you may . for a mortgage, refi, or car loan, pull your credit yourself ahead of time (soft pull) .
http://www.girlsjustwannahavefunds.com/soft-credit-pull-vs-hard-credit-pull-2


Understanding Inquiries
Credit cards and mortgage lenders use them to decide whether to pre-approve you for a card or a loan. . What are some of the different types of credit inquiries?
http://www.mcmf.net/MCMF_ScoresLink4.html

Does going through the pre-approval process with multiple ... - Trulia
Jul 21, 2008 . Yes, Kathy, it does, especially if you are pulling multiple credit reports. When you are shopping, the advise (from the mortgage brokers) is that .
http://www.trulia.com/voices/Financing/Does_going_through_the_pre_approval_process_with_m-47984


Credit inquiries | Mortgage Reference Library
There is much misinformation regarding inquiries and how they effect your credit score. Many mortgage loan officers tell applicants not to have their credit pulled .
http://www.brokeroutpost.com/reference/21439.htm


 

Michelle Singletary - The Truth About Multiple Credit Inquiries
May 5, 2005 . The credit-smart folks out there understand that with too many credit . To compensate for this, multiple auto or mortgage inquiries in any .
http://www.washingtonpost.com/wp-dyn/content/article/2005/05/04/AR2005050402237.html

 
 

Fannie Mae Loan Lookup


Be Careful When Pre-qualifying Online Loans
Avoid prequalified online loans from multiple lenders and keep you credit history . Fair Isaac's software will ignore all auto- or mortgage-related inquiries that .
http://www.realtor.com/home-finance/mortgages/prequalified-online-home-loan-impact-on-credit.aspx



multiple credit pulls mortgage Program


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Should You Use a Mortgage Broker or a Bank Loan Officer?
Feb 26, 2010 . Small local banks and credit unions often offer the best mortgage rates. . trash your credit score (they'll count multiple credit pulls as one “hit” .
http://www.moneyunder30.com/mortgage-broker-or-bank-loan-officer