Mortgage-debt forgiveness preventing foreclosures - Jun. 22, 2012
Jun 22, 2012 . That's compared with 23% of borrowers who received mortgage modifications with interest rate reductions (but no principal reduction) and 30% .
http://money.cnn.com/2012/06/22/real_estate/mortgage-debt/index.htm

Home Affordable Refinance

How to Lower a Mortgage Interest Rate Without Refinancing | Home ...
If you do not want to refinance your mortgage, a loan modification might reduce your interest rate. However, for your lender to approve your modification, you will .
http://homeguides.sfgate.com/lower-mortgage-interest-rate-refinancing-2371.html

How do I Modify My Mortgage Interest Rate? | eHow.com
A mortgage modification involves a change to one or more of the mortgage loan's terms, like the interest rate. A lower interest rate generally means a lower .
http://www.ehow.com/how_7253117_do-modify-mortgage-interest-rate_.html

Loan Modification Interest Rates - Principle Reduction on Mortgage
Feb 25, 2010 . Using the loan modification process you have the opportunity to modify your interest rate and in some cases reduce the principle on your .
http://www.tsherwoodlaw.com/mortgage-modification-info/interest-rates-and-principal-balance-in-mortgage-modification/

Highlights

• Mortgage Payments Sending You Reeling? Here's What to Do
  Hybrid Adjustable Rate Mortgages (ARMs): Mortgages that have fixed payments . Modifications may include reducing the interest rate, extending the term of the .
  http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm

• A solution for borrowers with LTVs above 80 percent who currently may not be able to refinance because of existing MI coverage requirements

• Home Affordable Modification Program
  Jun 4, 2012 . HAMP may lower your monthly mortgage payments in order to make them . Homeowners who are applying for a modification on a home that is not their . Lower Interest Rates · If You Are Unemployed · If You Have a Second . be in your best interest to engage a housing expert to help you along the way.
  http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/hamp.aspx

Home Affordable Modification

The Obama Mortgage After Five Years of Loan Modification
Once you are initially approved for an Obama mortgage loan modification, you have a 90-day trial period to get things started. Your interest rate may increase in .
http://www.fha.com/fha_article.cfm?id=54

Bank of America Extends Modification Offers Under Global Servicer ...
May 8, 2012 . Most modification plans begin with a reduction of the interest rate, then an extension of the number of years to pay off the mortgage, then if .
http://mediaroom.bankofamerica.com/phoenix.zhtml?c=234503&p=irol-newsarticle&ID=1692738

• Are not subject to a Fannie Mae's credit loss guarantee; and

• Rules for mortgage modification set
  People with unaffordable mortgages now have one set of rules, applicable . shock from an adjustable-rate mortgage, and "other indications of being at risk of default. . The guidelines for the mortgage modification plan fill 17 pages and explain, . For example, if cutting the interest rate to 4 5/8 percent drops the payment to .
  http://www.bankrate.com/finance/mortgages/rules-for-mortgage-modification-set-1.aspx

How to Modify My Mortgage Interest Rate | Home Guides | SF Gate
There are several ways you can "modify" or adjust the interest rate on your mortgage, and more than one way to get the job done. Your financial situation .
http://homeguides.sfgate.com/modify-mortgage-interest-rate-8871.html

Loan Modification, Mortgage Modification, Mortgage Restructuring ...
Whether it's called a loan modification, mortgage modification, restructuring, or workout . Borrowers will be put on a trial modification at the new interest rate and .
http://www.zillow.com/loan-modification/

Second Lien Modification Program (2MP)

Mortgage modification - Wikipedia, the free encyclopedia
[edit] Types of modification. Mortgages are modified to the benefit of the borrower in one or more of the following ways: Reduction in interest rate, or a change .
http://en.wikipedia.org/wiki/Mortgage_modification

Loan Modification Programs | The Truth About Mortgage.com
Since the mortgage crisis took flight, “loan modification programs” have become all the . A more favorable loan modification is one that involves an interest rate .
http://www.thetruthaboutmortgage.com/loan-modification-programs/

Realty Times - Is A Mortgage Modification For You?
Feb 5, 2009 . Real Estate News And Advice - Is A Mortgage Modification For You? . Your current interest rate is already low and there's no room for the .
http://realtytimes.com/rtpages/20090205_mortgagemod.htm

Skipping payments to get a mortgage modification is not a good idea ...
Dec 11, 2008. few mortgage payments to get a better interest rate on their mortgage. . Skipping payments to get a mortgage modification is not a good idea .
http://www.dailyfinance.com/2008/12/11/skipping-payments-to-get-a-mortgage-modification-is-not-a-good-i/

Modification : Fannie Mae
The Modification Option changes the original terms of your mortgage such as payment amount, length of loan, interest rate, etc. and may reduce your monthly .
http://www.knowyouroptions.com/modify/modification

Modification, Refinance, and Short Sale Program Enhancements ...
For mortgages that are owned by Bank of America, we will be lowering interest rates to provide reduced payments for eligible homeowners who are current on .
http://homeloanhelp.bankofamerica.com/en/principal-reduction-announcement.html